Wal-Mart money cards are known as America’s best credit card. These credit cards come in various forms for client’s convenience so that people may have choice available to them to choose the card that best suit with their needs. People consider different factors before deciding the credit card and these are- balance transfer fee, rewards offered, interest charged on overdue amount and transaction fee. Prepaid credit Wal-Mart facilitates their customer by providing credit cards and their primary aim is to fulfill customer’s needs. There is a wide range of its credit cards available. First one is a Wal-Mart basic card. You can purchase everything, at any place with this basic card. It incurs 0% fee for all online purchases .However, initial load up to $50 is optional. It charges no overdraft fee and there is no credit check for its issuance.
Why you should get the Wal-Mart credit card
Next one is a Wal-Mart money card plus. As the name indicates it offers basic plus some added benefits to customers. This card charges a $3 fee for online purchases. It requires an initial load of at least $20 however; an initial maximum load of $50 is optional. With this card you can pay your bills online. Similarly, you can send money to your friends and family without any fee; that means no additional fee will be charged to either party. This card requires $3 as maintenance fees, however no fee is charged for any purchases made. This card requires an initial minimum load of $ 20 and a maximum initial load of $50. Both of them are compulsory. Similarly, it charges $4 fee for online purchases.
You can get your card at Wal-Mart
Wal-Mart is famous among its client as it conducts no credit checks prior to its card issuance. However the law requires obtaining some basic information of customers like name, address, birthdate, social security number, their contact number and other necessary information. Wal-Mart charges, no overdraft fee on all its cards. Similarly, you don’t need to open up a bank account to avail these cards. You can use Wal-Mart credit card for purchases worldwide. Similarly, you can buy things online with it. Wal-Mart credit card incurs no transaction fees over all purchases and direct deposits. You can withdraw your money from Money Pass ATM of Wal-Mart network of 24000 ATM nationwide. Wal-Mart mobile App is also available helping you keep track of your spending and balance.
The best thing about Wal-Mart credit card
Wal-Mart beats its competitors’ by providing reliable services to the consumers. You can reload your card from any Wal-Mart location; furthermore you can transfer funds from your bank account to Wal-Mart account. It charges 2% of the total amount as fee on all foreign purchases. The monthly maintenance fee is around $3. It can also be waived off if you are able to add $1000 or more each month in your Wal-Mart credit card. It also gives the facility to check your balances and your transaction history through online resources without any free. You can easily check them anytime on online.